California Insurance Programs

Built for catastrophe-exposed property and the real risks property owners face, SageSure’s exclusive programs provide essential protection and deliver significant value for your California clients.

california homeowners

California Homeowners Program

Developed for primary and owner-occupied residences.

 

PROGRAM HIGHLIGHTS*

  • Available statewide in California.

  • Max Coverage A limit up to $1.25 million with optional limit up to 25%.

  • Max Coverage E limits up $500,000 or $1 million.

  • Eligibility for seasonal and secondary homes and 1-4 unit family dwellings.

  • Equipment breakdown and service line endorsements available.

  • No acreage limit for some programs.

CARRIERS

Enroll Now

California Dwelling Fire Program

Developed for secondary/seasonal owner- or tenant-occupied for 1-4 unit family dwellings.

 

PROGRAM HIGHLIGHTS*

  • Max Coverage A limits up to $1.25 million.

  • 25% and 50% additional amounts of insurance options available.

  • Identity Theft Restoration Expense Coverage where eligible.

  • Water backup limits up to $25,000.

CARRIER

SureChoice Underwriters Reciprocal Exchange (SURE), rated A, Exceptional, by Demotech, Inc.

Enroll Now
california dwelling
california earthquake

California Earthquake Program

Developed for 1-4 unit family residences, 1-4 unit townhouses, and condos with residential occupancy.

PROGRAM HIGHLIGHTS

  • Single Limit:

    • Combined single limit for all coverages (dwelling, other structures, personal property, additional living expenses) up to $5 million.

    • No year built restrictions.

    • Building code upgrade of $10,000 included.

    • Deductible options: 10%, 15%, 20%, or 25% of single limit.

  • Flex Limit:

    • Max $3.5 million Coverage A limit; all other coverages are optional.

    • Available for homes built in 1925 and newer.

    • Building code upgrade is customizable.

    • Deductible options: 2.5%, 5%, 7.5%, 10%, 12.5%, 15%, 20%, or 25% of Coverage A.

CARRIERS

Contact John Dessi to Enroll

California BOP

This package combines coverage for buildings, contents, and loss of income, with customizable options to fit the needs of small- and medium-sized businesses.

 

PROGRAM HIGHLIGHTS*

  • TIV limits up to $10 million per location.

  • Eligibility for eight industries and 400+ classes (including artisan contractors and motels).

  • Wildfire mitigation discounts are available.

  • Coastal risks located 0.05 miles or more from the shoreline are eligible.

  • Flexible monthly, quarterly, and semi-annual payment options are available.

  • Available statewide in California.

CARRIER

SureChoice Underwriters Reciprocal Exchange (SURE), rated A, Exceptional, by Demotech, Inc.

 

Enroll Now
california business

For more information about our programs, please contact:

Jackie
Jackie Latronica

Territory Sales Manager

(818) 208-2174

Email Jackie

* This product is offered by the insurer on a non-admitted basis. Coverage may only be obtained through a duly licensed surplus lines broker such as SageSure. Any descriptions herein are meant as summaries only, and may not include all terms, conditions, and exclusions of the policy described.