Florida Insurance Programs

Built for catastrophe-exposed property and the real risks property owners face, SageSure’s exclusive programs provide essential protection and deliver significant value for your Florida clients.

florida homeowners

Florida Homeowners Programs

Developed for primary and owner-occupied residences.

 

PROGRAM HIGHLIGHTS

  • Maximum Coverage A of $1.25 million.

  • Minimum Coverage A starts at $100,000 in Palm Beach, Collier, Lake, Orange, Osceola, and Seminole counties.

  • Available statewide and in high-demand regions such as Marco Island, Miami-Dade, Broward, and Palm Beach counties.

  • Front- or first-row dwelling eligibility.

ISSUED BY

SAGESURE SIGNATURE

SAGESURE EXPANDED MARKETS

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Florida Dwelling Fire Programs

Developed for secondary/seasonal owner- or tenant-occupied for 1-4 unit family dwellings.

 

PROGRAM HIGHLIGHTS

  • Coverage A up to $1.25 million.

  • Availability in Miami-Dade and Broward counties with minimum Coverage A of $250,000 with Florida Building Code-qualifying roof.

  • Identity theft restoration expense coverage where eligible.

  • Water backup limits up to $25,000.

ISSUED BY

 

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florida dwelling fire
Florida specialty residential

Florida Specialty Residential Programs

Flexible coverage to accommodate rental property and more focused residential coverage needs.

 

PROGRAM HIGHLIGHTS

  • Vacant Home: Designed to cover rental homes that are temporarily vacant.

  • Wind Only: Coverage for dwellings, other structures, contents, and additional living expenses in the event of wind damage.

  • Landlord: Coverage for tenant-occupied dwellings, other structures, contents, loss of rent, and premises liability.

ISSUED BY

GeoVera Specialty Insurance Company, rated “A” (Excellent) by AM Best1

Contact John Dessi to Enroll

Florida BOP Program

Combines commercial property and general liability coverage for small- and medium-sized businesses in Florida.

 

PROGRAM HIGHLIGHTS

  • Available statewide, including high-demand Tri-County regions (Miami-Dade, Broward, and Palm Beach).

  • TIV limits up to $10 million per location and no maximum limit per policy.

  • Eligibility for eight industries and 400+ classes (including artisan contractors and motels).

  • Discount for existing SageSure personal lines policyholders.

ISSUED BY

SureChoice Underwriters Reciprocal Exchange (SURE), rated A, Exceptional, by Demotech, Inc.1

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Florida BOP
Florida commercial habitational

Florida Commercial Habitational Program

Robust commercial property coverage built for the unique coverage needs of condo associations.

 

PROGRAM HIGHLIGHTS

  • Reliable coverage for building structures and common areas.

  • TIV limits up to $50 million per location.

  • Available statewide in Florida.

ISSUED BY

GeoVera Specialty Insurance Company, rated “A” (Excellent) by AM Best1

Enroll with Us Today

 

Enroll now for access to our portfolio of competitive, highly rated property insurance programs.

Enroll with SageSure

For more information about our programs, please contact:

chris clark
Chris Clark

Sales Manager

850-509-1306

Email Chris

1.This product is offered by the insurer on a surplus lines basis. Coverage may only be obtained through a duly licensed surplus lines broker such as SageSure. Any descriptions herein are meant as summaries only, and may not include all terms, conditions, and exclusions of the policy described.
2. Vave Underwriting Agency, Inc. is the coverholder.