Enhanced coverage and increased convenience with our new flood policy

Floods are the most common natural disaster in the United States, affecting more and more homes in areas not traditionally considered flood risks. Bridge the gap of traditional homeowners policies by offering additional security with SageSure’s new private flood insurance option, backed by Swiss Re. Provide your policyholders with easy one-stop coverage.

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FLOOD FAST FACTS

of all natural disasters involve flooding, making floods the most frequently occurring natural disaster

of homes are insured against flood damage, revealing a coverage gap and a big opportunity

of flood claims occur outside of high-risk flood zones, indicating a real need for diverse flood coverage options

Reasons to quote SageSure flood

Options including blanket, NFIP equivalent and full limits policies suited for a range of customers
Broad and robust appetite, expanded coverages and competitive pricing
World-class financial strength backed by leading global reinsurer Swiss Re
Quick and easy addition to select SageSure HO3 quotes
Coverage available in any flood zone, county or zip code
Single adjuster for both a flood and homeowners claim
No elevation certificate required
Maximum 15-day waiting period

See how our flood options compare

Not every home needs the same type and amount of flood insurance. Use this one-page overview to help your customers decide which of our flexible policy options fits them best.

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Featured Insights

October 25, 2022

Does my homeowners insurance cover a flood?

If you think a flood is something that only happens near oceans, lakes and rivers – think again. Ninety percent of all natural disasters involve flooding. Every U.S. state has experienced flooding in the last five years, and 20% of flood claims come from low to moderate risk areas.1

Circumstances are unpredictable. With these statistics, your home is at risk for experiencing a flood. In fact, throughout a 30-year mortgage, you are 27 times more likely to experience a flood than a fire.2

What you may be more surprised to learn is that the average homeowners insurance policy provides cove…

November 15, 2021

Flood insurance — don’t get caught without it

Water: It makes up more than half of the human body, grows the food we eat and regulates temperature on earth. It’s the foundation of life. We need water, but it has the power to both nourish and destroy. More powerful than wind or fire, it can subtly wear away a rock, drop by drop. Devastating quantities can wipe out entire communities. In fact, 90% of natural disasters involve flooding.1 Striking a balance with this natural element is fundamental to our existence. We learn to swim so we can stay safe. We conserve water to protect our supply. We construct homes near it to enjoy the beauty — and if we’re informed, we protect them with insurance. Most standard homeowners insurance policies don’t s…

March 5, 2019

5 Reasons You Should Be Thinking about Flood Insurance Now

You might think you’re safe from flooding, but there’s always a risk that water will find its way into your home. Recent weather events are a sobering reminder of the catastrophic damage that Mother Nature can cause. As the weather warms up, now is the perfect time to re-examine your property insurance and ensure that you’re ready for whatever spring may bring. Here are the top five reasons you should start thinking about your flood insurance coverage now.

Flooding happens everywhere. Floods are not contained to FEMA-designated Flood Zones; they can happen anywhere it rains. Don’t let the fact that you are not in a Flood Zone provide you with a false sense of security that can cost you thousands of dollars.

Plan ahead for reassurance against the most common natural disaster

The next time a weather disaster strikes, make sure your policyholders are protected with our flood insurance.