Oregon Earthquake Insurance

Oregon, known for its breathtaking landscapes and diverse natural beauty, offers a unique living experience for homeowners. From the rugged coastline to the lush forests and the majestic Cascade Mountains, the state’s outdoor allure is unmatched. Oregon’s climate can vary from wet and mild in the west to dry and sunny in the east, which presents both opportunities and challenges for homeowners. Whether you’re nestled in Portland’s vibrant urban environment or in a peaceful rural setting, protecting your home from earthquakes is essential. We understand the specific needs of Oregon homeowners and offer tailored insurance solutions to help you safeguard your home and peace of mind.

SageSure offers the following coverage for residents across the state:

Earthquake

Earthquake insurance provides financial protection for homeowners by covering damages caused by seismic events, including structural repairs, personal property replacement, and additional living expenses if your home becomes uninhabitable. This specialized coverage is typically not included in standard homeowners’ policies and is crucial for safeguarding your home in earthquake-prone areas.

*Open perils – coverage is provided for all loss types unless specifically excluded. Standard exclusions include but not limited to earthquake, flood, nuclear disaster, acts of war and intentional loss.
**Named perils – coverage is provided for specific perils only. Typically include fire, lightning, windstorm or hail, explosion, riot, aircraft damage, vehicle damage, vandalism, theft, among others. Some perils may still be excluded.

Actual coverage will be determined at the time and location of the loss, based on the coverage in place, and laws in effect in the jurisdiction where the loss occurred.