Auros

Auros

Auros Reciprocal Insurance Exchange (Auros) Auros is a property insurance company designed for and owned by its policyholder members. Managed by a team of industry experts who lead with integrity and passion, Auros protects homeowners and their most valuable assets in some of the most challenging markets in the US.

Auros is domiciled in Mississippi and exclusively available through SageSure, its partner in delivering innovative property insurance solutions. Rated A, Exceptional, by Demotech, Inc., Auros is available in Mississippi and Louisiana, and coming soon to Texas.

The Auros Difference

reciprocal

MEMBER-OWNED

As a reciprocal exchange, Auros is owned by policyholders, ensuring it does what’s best for its members with every decision.

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EXPERT COVERAGE

Underwritten by SageSure, the leader in catastrophe-exposed property insurance, Auros’ policies are built for the real risks property owners face.

protected house

STABLE & RELIABLE

Rated A, Exceptional, by Demotech, Inc., Auros has a strong financial position to handle claims and deliver on its promise to members.

Where Auros Is Available

Louisiana Louisiana

Louisiana

 Mississippi Mississippi

Mississippi

 Texas – Coming Soon Texas – Coming Soon

Coming Soon to Texas

Texas – Coming Soon

Ready for Insurance that Puts You First?

 

Connect with a SageSure-enrolled insurance representative to get a quote from Auros.

 

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Auros FAQs

Where is Auros available?

Auros currently offers homeowners insurance in Mississippi and Louisiana, and is coming soon to Texas.

What is a reciprocal exchange and how does it benefit Auros members?

Some of the most trusted names in insurance are structured as reciprocal exchanges, including Farmers, USAA, Erie, and PURE.

 

The main benefit of a reciprocal exchange is that it removes outside interests from the insurance experience. Reciprocal exchanges are owned by policyholders, not shareholders, which means reciprocals are designed to put members first.

 

So when policyholders buy an Auros insurance policy, they own a small piece of the company. And that dynamic ensures a strong alignment of interests.

What does Demotech’s rating of Auros indicate?

Auros has a Financial Stability Rating® of A, Exceptional, from Demotech, Inc., an independent financial analysis firm. This rating is based on balance sheet strength, quality and amount of reinsurance, and loss reserve adequacy.

 

Auros’ rating indicates its financial outlook is strong enough to meet claims obligations in a variety of economic scenarios, including widespread claims events.

 

Demotech ratings are:

  • Accepted by mortgage lenders everywhere.

  • Common for regional, independent, and specialty insurers.

  • A strong prediction of financial stability.

What do I do if I have a claim?

Report a claim 24/7 online at MySageSure.com  or by calling (866)-311-7243.

How can I make a payment?

Access your policy and make fast, secure payments online anytime at www.MySageSure.com.

 

To mail a payment, please send to:

SageSure Insurance Managers, LLC

PO Box 896671

Charlotte, NC 28289-6671

 

Your insurance representative can also accept payment over the phone or in person.