SURE Homeowners and Commercial Insurance

SureChoice Underwriters Reciprocal Exchange (SURE) is an industry pioneer focused on delivering insurance for the unique needs of coastal states due to their exposure to catastrophic storm events. Founded by a team of experienced and successful insurance industry veterans, SURE provides stability where it’s needed most.

As a reciprocal exchange, SURE is owned by policyholders. Purchasing a policy from SURE means you will be joining a group of responsible property owners who each own part of the company and have a voice in how it operates. With SURE you will have a strong, innovative and secure coverage option that is competitively priced and highly rated.

The strengths that set SURE apart

OWNED BY THE POLICYHOLDERS

SURE is a reciprocal exchange, which means it is owned by policyholders but managed and operated by an attorney-in-fact
When you choose SURE, you’re joining a group of responsible homeowners and small business owners who each own part of the company
Being member-owned guarantees SURE always has your best interest at heart

MANAGED BY THE EXPERTS

SURE was founded by an expert team with decades of insurance and technology experience
Policies are supported by SageSure’s in-house team of underwriting, customer service and claims professionals who are committed to delivering first-class customer experiences

BACKED BY FINANCIAL STABILITY

Rated A, Exceptional, by Demotech
Robust reinsurance program supported by several leading reinsurers reinforces SURE’s ability to pay claims even after significant disasters
Additional capital reserves from partners like SageSure, as well as growing surplus contributions from policyholders to bolster reserves for paying claims